Senior Money Risk Governance Specialist

Our Money Team is a great place to be. We’re here to support our customers with their savings and investments - anything from an ISA to a Pension.

About the role

Job introduction

The salary for this role is up to dependent on skills and experience.

The Senior Money Risk Governance Specialist is a newly created role within our Money business. It’s in acting as a trusted risk partner to ensure risks are clearly identified, effectively managed and aligned with the Group Risk Management Framework.

You’ll look after risk governance activity across Money, working closely with the Senior Customer Outcomes Manager and business SME’s to maintain strong oversight, operational resilience, and alignment with risk appetite. Partnering with operational teams and leadership, you’ll coordinate key risk activities, assess control effectiveness and drive continuous improvement.

The role would suit someone who enjoys working closely with the business to influence outcome and embed practical risk management approaches, ideally with experience operating in or alongside first line environments.

Who Are We?

Not just another building society. Not just another job.

We're the fourth biggest building society in the UK and what makes us a bit different is that we're a mutual organisation. We don't have shareholders; we're owned by our members.

Our colleagues say Skipton's a great place to work, and you could be one of them, bringing with you new ideas on how we can keep customers at the heart of what we do.

Whatever your background, and whatever your goals, we'll help you take the next step towards a better future.

The team you will be joining is the Money Risk Governance team with 3 other colleagues, who are part of a team working closely with 6 Customer Outcome Specialist- Regulation Vulnerable Customer specialists who provide SME support across Homes & Money in relation to vulnerable customers. A close team who are passionate about making sure we do the right thing for our customers throughout their journey with us. Passionate, energetic and driven group who truly care.

What’s In It For You?

Skipton values work/life balance and we are proud to support hybrid and flexible working, where possible. We have a newly refurbished head office which offers a vibrant and collaborative working space.

We have a range of other benefits available to you including;

  • Annual discretionary bonus scheme

  • 25 days standard annual leave + bank holidays + rising 1 day per year of service to a maximum of 30 days

  • Holiday trading scheme allowing the ability to buy and sell additional annual leave days

  • Matching employer pension contribution (up to 10% per annum)

  • Colleague mortgage (conditions apply)

  • Salary sacrifice scheme for hybrid & electric car

  • A commitment to training and development

  • Private medical insurance for all our colleagues

  • 3 paid volunteering days per annum

  • Diverse and inclusive colleague networks available for you to join including our Carers and Pride Alliance groups

  • We care about your health and wellbeing – we provide a range of benefits that support this including cycle to work initiative and discounted gym membership

What Will You Be Doing?

  • Acting as a Risk business partner to functional areas of the Money business, providing expert guidance on risk management, whilst embedding a strong risk culture, supporting the tracking of adoption and maturity of risk practices

  • Overseeing and governing key risks, ensuring strong controls are in place and maintained to support operational resilience

  • Leading and coordinating risk governance activities, ensuring timely completion of requirements such as BCPs, model management and regulatory returns

  • Monitoring and assessing emerging risks, producing clear reporting for risk forums and senior stakeholders

  • Conduct regular risk assessments and audits, identifying gaps and driving appropriate mitigation actions

  • Supporting the design, implementation and ongoing testing of controls

  • Preparing for and responding to regulatory changes ensuring the business is well positioned to meet new requirements

What Do We Need From You?

Experience

  • Previous experience within 1st or 2nd line risk in Financial Services

  • Experience within an operational area

  • Demonstrated experience of delivering improvements in quality and risk oversight

  • Experience coordinating projects and bringing together cross functional stakeholders to deliver outcomes

  • Experience in data analysis, conducting risk assessments and investigations 

Skills

  • Strong commercial acumen

  • Ability to build relationships with stakeholders, engaging, influencing and providing challenge

  • Strong communication, able to articulate complex information into easily understandable language

  • Ability to interpret and apply regulatory requirements

  • Analytical thinker, with the ability to make strong judgements

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Map showing location of The Bailey, Skipton, United Kingdom, BD23 1AP

Plan your journey

The Bailey, Skipton, United Kingdom, BD23 1AP
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Map showing location of The Bailey, Skipton, United Kingdom, BD23 1AP

Skipton core benefits

  • Pay

    It's only part of the picture

    Your salary is only part of your bigger rewards and benefits picture at Skipton. But we’ll make sure you’re rewarded for the role you do, the skills you bring and how you grow with us over time.
  • Pensions

    Paying the future you

    We care about your future and want to help you really make the most of it. That’s why we pay up to an additional 10% into your pension whenever you contribute.
  • Bonus

    Recognising your part in our success

    Many of our colleagues get a discretionary bonus as a thank you for the part they’ve played in our shared success.
  • Life Assurance

    Protect your loved ones

    It’s a subject none of us like to think about, but it’s important to be ready for whatever life throws at us. Financial support for your loved ones in a worst case scenario, gives you extra peace of mind.
  • Group Income Protection

    Protection from the financial impact of long-term absence

    Income Protection gives you a percentage replacement income if you’re off work because of long-term illness or injury. It’ll also protect a level of your income if you’re given medical advice to reduce your work hours following an accident or illness.
  • Private Medical Insurance

    Fast and effective medical treatment – open to everyone

    Is there anything more important than the health of you and your family? Private Medical Insurance (PMI) provides you with quick access to high-quality medical care when it matters.

Why Skipton?

Because your career is more than just a ladder.

Founded on fairness

In 2026, we were named as one of the Financial Times Best Employers in the UK. We were also the highest placed building society on the list, too.

Not bad, right? But it’s much more than just another opportunity to blow our own trumpet. It truly reflects how our people experience working here.

Because at Skipton, we’re a mutual. We’re founded on fairness, built on shared effort, and committed to saying it straight. We’re curious, brave and always collaborative. We look out for each other. And we treat everyone like a grown-up - with respect, with understanding, with a level playing field at their feet.

Find out more about our Purpose and Behaviours

Our Money Team

We’re here to support our customers with their savings and investments - anything from an ISA to a Pension.

And whether they pop into a branch, pick up the phone, or have a chinwag with our Financial Advice team, they leave with a little more knowledge and a lot more confidence when it comes to their money.

You’ll be playing a huge part in making that happen.

Learning & Development

Learning is part of the everyday at Skipton. It’s woven into conversations and brought to life through hands-on experiences. You’ll pick up new skills as you go, and get tools and support that flex around your role and life.

Your career in Money Direct can take many paths. You can branch out and discover what suits you best. There’s plenty of opportunity to grow your career within Money Direct or go on to specialist teams, take qualifications, step into Financial Advice, or other roles.

Whatever future direction you have in mind - whether it’s upwards or sideways or even staying put - you’ll be able to make the most of the opportunities Skipton has to offer.

Find out more
Sarah holding coffee cup and chatting at Skipton Head Office.

Sarah, Planning Co-ordinator

I’ve only been with Skipton Building Society for a short time, but it’s been a fantastic start. I joined the Financial Planning team to develop my skills in giving financial advice while working towards my Diploma. 

With great support from my leader and colleagues, I’m learning every day and aiming to become a qualified adviser within the next couple of years.

What happens when

1. Shortlisting

Once you’ve sent us your application and CV, we’ll review it using clear criteria. Our decisions are based on the skills, and experience you share with us.

2. Your Interview

Your interview might be by phone, over Microsoft Teams or in person, depending on the role and the circumstances. For some roles, there may also be more than one stage in the recruitment process - but we’ll always let you know what the plan is.

During your interview, we’ll ask you about your current and previous experience, and we’re very much interested in all of your skills and knowledge. This includes relevant things you might have learned through work, studies and voluntary activities

For some roles we could ask you to complete one or more tasks, or deliver a presentation. But don't worry, we'll support you throughout the process so you can do your best.

3. After your interview

At Skipton we always get in touch after your interview to let you know if you’re successful, or if you’re made it through to the next stage. And if you would like feedback on your interview we are always happy to share this. It’s all part of the Skipton experience, we value the time you’ve given us throughout the process.

4. Your offer

If you’re successful, we’ll get in touch to discuss your offer. When you accept we’ll send your contract and confirm the pre-employment checks you need to complete to get the ball rolling. You’ll need to successfully complete the checks before starting, so providing information quickly will help keep things on track. We aim to keep things simple and easy to follow.

5. Your Skipton Welcome

You’re in - welcome to the team!

We’ll be in touch regularly right up to your first day with lots of exciting info, details of what to expect when you’re here, and hints and tips to help you prepare for a great start.

And when it comes to the big day, there’ll be a warm welcome waiting for you as you begin your journey with us.

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