The salary for this role is up to dependent on skills and experience.
The Senior Money Risk Governance Specialist is a newly created role within our Money business. It’s in acting as a trusted risk partner to ensure risks are clearly identified, effectively managed and aligned with the Group Risk Management Framework.
You’ll look after risk governance activity across Money, working closely with the Senior Customer Outcomes Manager and business SME’s to maintain strong oversight, operational resilience, and alignment with risk appetite. Partnering with operational teams and leadership, you’ll coordinate key risk activities, assess control effectiveness and drive continuous improvement.
The role would suit someone who enjoys working closely with the business to influence outcome and embed practical risk management approaches, ideally with experience operating in or alongside first line environments.
Not just another building society. Not just another job.
We're the fourth biggest building society in the UK and what makes us a bit different is that we're a mutual organisation. We don't have shareholders; we're owned by our members.
Our colleagues say Skipton's a great place to work, and you could be one of them, bringing with you new ideas on how we can keep customers at the heart of what we do.
Whatever your background, and whatever your goals, we'll help you take the next step towards a better future.
The team you will be joining is the Money Risk Governance team with 3 other colleagues, who are part of a team working closely with 6 Customer Outcome Specialist- Regulation Vulnerable Customer specialists who provide SME support across Homes & Money in relation to vulnerable customers. A close team who are passionate about making sure we do the right thing for our customers throughout their journey with us. Passionate, energetic and driven group who truly care.
Skipton values work/life balance and we are proud to support hybrid and flexible working, where possible. We have a newly refurbished head office which offers a vibrant and collaborative working space.
We have a range of other benefits available to you including;
Annual discretionary bonus scheme
25 days standard annual leave + bank holidays + rising 1 day per year of service to a maximum of 30 days
Holiday trading scheme allowing the ability to buy and sell additional annual leave days
Matching employer pension contribution (up to 10% per annum)
Colleague mortgage (conditions apply)
Salary sacrifice scheme for hybrid & electric car
A commitment to training and development
Private medical insurance for all our colleagues
3 paid volunteering days per annum
Diverse and inclusive colleague networks available for you to join including our Carers and Pride Alliance groups
We care about your health and wellbeing – we provide a range of benefits that support this including cycle to work initiative and discounted gym membership
Acting as a Risk business partner to functional areas of the Money business, providing expert guidance on risk management, whilst embedding a strong risk culture, supporting the tracking of adoption and maturity of risk practices
Overseeing and governing key risks, ensuring strong controls are in place and maintained to support operational resilience
Leading and coordinating risk governance activities, ensuring timely completion of requirements such as BCPs, model management and regulatory returns
Monitoring and assessing emerging risks, producing clear reporting for risk forums and senior stakeholders
Conduct regular risk assessments and audits, identifying gaps and driving appropriate mitigation actions
Supporting the design, implementation and ongoing testing of controls
Preparing for and responding to regulatory changes ensuring the business is well positioned to meet new requirements
Experience
Previous experience within 1st or 2nd line risk in Financial Services
Experience within an operational area
Demonstrated experience of delivering improvements in quality and risk oversight
Experience coordinating projects and bringing together cross functional stakeholders to deliver outcomes
Experience in data analysis, conducting risk assessments and investigations
Skills
Strong commercial acumen
Ability to build relationships with stakeholders, engaging, influencing and providing challenge
Strong communication, able to articulate complex information into easily understandable language
Ability to interpret and apply regulatory requirements
Analytical thinker, with the ability to make strong judgements
Because your career is more than just a ladder.
In 2026, we were named as one of the Financial Times Best Employers in the UK. We were also the highest placed building society on the list, too.
Not bad, right? But it’s much more than just another opportunity to blow our own trumpet. It truly reflects how our people experience working here.
Because at Skipton, we’re a mutual. We’re founded on fairness, built on shared effort, and committed to saying it straight. We’re curious, brave and always collaborative. We look out for each other. And we treat everyone like a grown-up - with respect, with understanding, with a level playing field at their feet.
We’re here to support our customers with their savings and investments - anything from an ISA to a Pension.
And whether they pop into a branch, pick up the phone, or have a chinwag with our Financial Advice team, they leave with a little more knowledge and a lot more confidence when it comes to their money.
You’ll be playing a huge part in making that happen.
Learning is part of the everyday at Skipton. It’s woven into conversations and brought to life through hands-on experiences. You’ll pick up new skills as you go, and get tools and support that flex around your role and life.
Your career in Money Direct can take many paths. You can branch out and discover what suits you best. There’s plenty of opportunity to grow your career within Money Direct or go on to specialist teams, take qualifications, step into Financial Advice, or other roles.
Whatever future direction you have in mind - whether it’s upwards or sideways or even staying put - you’ll be able to make the most of the opportunities Skipton has to offer.
Once you’ve sent us your application and CV, we’ll review it using clear criteria. Our decisions are based on the skills, and experience you share with us.
Your interview might be by phone, over Microsoft Teams or in person, depending on the role and the circumstances. For some roles, there may also be more than one stage in the recruitment process - but we’ll always let you know what the plan is.
During your interview, we’ll ask you about your current and previous experience, and we’re very much interested in all of your skills and knowledge. This includes relevant things you might have learned through work, studies and voluntary activities
For some roles we could ask you to complete one or more tasks, or deliver a presentation. But don't worry, we'll support you throughout the process so you can do your best.
At Skipton we always get in touch after your interview to let you know if you’re successful, or if you’re made it through to the next stage. And if you would like feedback on your interview we are always happy to share this. It’s all part of the Skipton experience, we value the time you’ve given us throughout the process.
If you’re successful, we’ll get in touch to discuss your offer. When you accept we’ll send your contract and confirm the pre-employment checks you need to complete to get the ball rolling. You’ll need to successfully complete the checks before starting, so providing information quickly will help keep things on track. We aim to keep things simple and easy to follow.
You’re in - welcome to the team!
We’ll be in touch regularly right up to your first day with lots of exciting info, details of what to expect when you’re here, and hints and tips to help you prepare for a great start.
And when it comes to the big day, there’ll be a warm welcome waiting for you as you begin your journey with us.